# Terms and Conditions

Effective Date: 15/10/24

Welcome to stockophy (the "Site"). By accessing or using this Site, you agree to comply with and be bound by the following terms and conditions (the "Terms"). Please read them carefully.

## 1. Acceptance of Terms

By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

## 2. Use of the Site

You agree to use the Site for lawful purposes only and in a manner that does not infringe the rights of, restrict or inhibit anyone else's use of the Site. You are responsible for ensuring that any content you provide does not violate any applicable laws or regulations.

## 3. Course Offerings

The Site showcases a stock market trading course. Course materials and content are provided for educational purposes only. Results may vary based on individual effort, skill level, and market conditions.

## 4. Payment

All payments for the course must be made through the designated third-party payment applications listed on the Site. By making a payment, you confirm that you are authorized to use the payment method and that you agree to the fees associated with the course.

## 5. Refund and Cancellation Policy
### 5.1 Refunds

- You are entitled to request a refund within 7 days of your payment if you are not satisfied with the course.

- Refunds will only be processed for payments made through the designated third-party applications listed on the Site.

- To request a refund, please contact us at support@stockophy.com with your order details.

### 5.2 Cancellations

- You may cancel your enrollment at any time before the end of the 7-day period to be eligible for a refund. No refunds will be granted after this period.

## 6. Intellectual Property

All content, materials, and resources provided on the Site are the intellectual property of stockophy and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or modify any content without prior written consent.

## 7. Limitation of Liability

To the fullest extent permitted by law, stockophy shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site or the course, including but not limited to any loss of profits or data.

## 8. Indemnification

You agree to indemnify and hold harmless stockophy, its affiliates, and its respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses arising out of your use of the Site or violation of these Terms.

## 9. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site following the posting of any changes constitutes your acceptance of such changes.

## 10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the government of india, without regard to its conflict of law principles.

## 11. Contact Information

If you have any questions about these Terms, please contact us at support@stockophy.com.

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By using the Site, you acknowledge that you have read, understood, and agree to these Terms and Conditions. Thank you for visiting stockophy!